Personal
Watercraft Program
Frequently Asked Questions
- Are training discounts given?
- Is a multiple PWC discount given?
- Is liability-only coverage available for my personal watercraft?
- Are other deductibles available?
- Is my youngster covered?
- Why should I insure my PWC with BoatU.S.?
Q. Are training discounts given?
A.
Absolutely. BoatU.S. rewards those boaters who take time to complete
a safe boating course and demonstrate their commitment to boating.
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Q. Is a multiple PWC discount given?
A.
No. There is no "fleet" discount for owners of multiple PWCs. The BoatU.S.
program is designed to cover each watercraft independently for one full
year.
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Q. Is liability-only coverage available for my personal watercraft?
A.
Yes, BoatU.S. does offer a policy which covers you for liability-only
(no coverage for your PWC), as well as medical payments, fuel spill liability
and uninsured boater protection.
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Q. Are other deductibles available?
A.
In
order to keep the BoatU.S. PWC policy simple there is only one deductible
that applies to all covered perils except theft. In the event that your
PWC is stolen, there is a special theft deductible of $500.
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A.
It depends. Coverage is not extended to any operator under 14 years of
age. BoatU.S. and other boating safety experts recommend the minimum
age of operators by 16. Check your local laws-many states have minimum
age and/or education requirements.
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Q. Why should I insure my PWC with BoatU.S.?
A.
BoatU.S.
Marine Insurance gives boaters the benefit of over three decades of experience
in insuring boats and only boats-currently over $4 billion worth. Remember,
you don't have your car mechanic work on your boat, so don't insure your
PWC through an auto insurer-go with the boating experts.
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